Sad to say, but summer is winding down. For the post-secondary students amongst us, it's time to think about course selection, dorm room decor, and something decidedly less fun: OSAP.
The Ontario Student Assistance Program provides student loans and grants to post-secondary students, and for many an OSAP loan is essential for getting through the academic year. But for a student to get their loan, they have to go through the application process, which is about as fun as being in a forest without a compass. If you're like I was and go to a school that has a financial services department that is as organized as a five year old, then it is even less fun: like being in a forest riddled with poison ivy without a compass and WINTER IS COMING.
So how can you make the OSAP application process go as smoothly and stress-free as possible? Here are some tips:
Read the application guide CAREFULLY AND CLOSELY to understand what supporting documents your application requires. Unsure what you need to submit? Contact your university or college's financial services department.
If you have applied to OSAP before, make sure you have copies of the supporting documentation you provided with your previous applications. I was asked to provide the same darn letter three years in a row and being able to print it and send it off saved me time and stress.
PAY ATTENTION TO DEADLINES. OSAP is not forgiving if you miss the application deadline, so make sure you know when everything needs to be submitted and follow through. Again, if you aren't sure about what deadlines apply to you, contact your university or college's financial services department.
In certain circumstances, you will be asked to submit an affidavit with your OSAP application as proof of your marital or parental status. An affidavit is a document that is sworn (i.e., that the contents of the affidavit are true) and signed before a notary public, like Downtown Notary.
OSAP applications require affidavits if you are any of the following:
In a common-law relationship: You will need to provide an affidavit that is sworn and signed by you and your spouse confirming that you have been living together in a conjugal relationship for at least three years or are living together in a conjugal relationship and raising any children of whom you are both the natural or adoptive parents.
Separated: If you are separated but do not have a separation agreement, you will need to provide an affidavit detailing the date of separation. If you also have children, the affidavit must include the names and birth dates of your child(ren), the custody arrangements for your child(ren) and confirm that your child(ren) will be living with you full-time during the academic year.
Widowed: You will need to provide an affidavit confirming that you have children who will be living with you full-time during the academic year and includes the name and date of birth of your child(ren).
Single Parent/Guardian: If you have never been married but are a single parent or guardian of your child(ren), you will need to provide an affidavit confirming that you have children who will be living with you full-time during the academic year and includes the name and date of birth of your child(ren).
Affidavits sound more complicated than they really are, but unfortunately, OSAP does not provide any sample or blank affidavits that you can fill in yourself.
If you require assistance with an affidavit for an OSAP application, Downtown Notary can help. We can draft and notarize your OSAP affidavit for $45 (this includes a 25% student discount). Save time, money and hassle with our one-stop shop for OSAP affidavits - contact us today!